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Additionally, customers for this kind of strategy can have serious legal or criminal backgrounds. It is necessary to note that different providers offer a variety of issue ages on their assured concern policies as reduced as age 40 or as high as age 80 - no life insurance burial. Some will also offer greater face values, up to $40,000, and others will permit far better fatality benefit problems by boosting the rate of interest with the return of premium or minimizing the number of years till a full survivor benefit is offered